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Mandatory Regulatory Fee(s):

The regulatory agency to which we report your course completion(s) may require a credit reporting or other processing fee. Fees are often calculated per-course or per-credit-hour.

Students are required to pay any state-mandated fees in addition to our course tuition.

We do not add any other shipping, processing, or hidden fees.

Enroll Now, Pay Later.
  • 3 Hour(s) Insurance Ethics
Ethical Challenges in Insurance - Webinar

Course Highlights

Webinar Icon  Webinar

Satisfy your 3-hour Illinois Ethics CE requirement with this course.

  • Approved for all insurance producers by the Illinois Department of Insurance.
  • Participating in our webinar is closest to being in a live class but more convenient!
  • No webcam or microphone is required.
  • Thanks to our engaging instructors and relatable case studies, our ethics course has a 99% positive rating from attendees.
  • No Final Exam

About This Course

Webinar experiences can vary from provider to provider. More than 20,000 students have attended webinars with Real Estate Institute and would choose us again. We can help you every step of the way.

Attend this all-new, live-streamed webinar which covers a wide variety of ethics-related issues across all major lines of personal and commercial insurance. You can ask the instructor questions and interact with other students just like in a classroom but from the comfort of your home or office. Participants will explore real-world case studies highlighting how ethics can be applied in everyday business situations.

Delivered by Real Estate Institute’s unique brand of engaging and experienced educators, the course will give you a better understanding of your code of ethics. It will put you in a better position to make quick, smart decisions.

Approved for all insurance producers by the Illinois Department of Insurance, this course was designed specifically to satisfy the 3-hour ethics requirement.



Approved in Illinois for the following licensees:



Fire (Property)


Personal Lines

Motor Vehicle (Auto)


  1. This live-streamed class can be viewed anywhere with high-speed Internet access.
  2. If you prefer to attend classroom sessions, click here to learn more.
  3. State Requirement - All Illinois insurance producers must attend an instructor-led, 3-hour ethics class or webinar for their 24-hour continuing education requirement. (Online or paper-based self-study is not allowed.)
  4. You can satisfy the rest of your continuing education requirements by completing our convenient self-study courses. Click here to learn more about our featured discount package.
  5. For classes on and after 1/11/2024, 3 hours of Illinois-approved ethics CE might be offered as “Ethical Dilemmas for Insurance Professionals.”
Frequently Asked Questions

Learn more about this license type and program:

View FAQs
IL Insurance Continuing Education

Are Real Estate Institute's courses approved by the Illinois Department of Insurance (DOI)?

Yes. Real Estate Institute offers continuing education programs that are approved by the IL Department of Insurance and have been specifically designed to satisfy license renewal requirements.

We are Provider #102877.

How often must I complete continuing education?

Illinois insurance producers are required to complete 24 credit hours of continuing education during each 2-year license renewal period. 3 of the 24 hours must consist of "instructor-led ethics training."

Why did I receive a book in the mail?

We are providing producers with a convenient way to complete the continuing education requirements on time and at a special price. You can take advantage of a money-saving offer by enrolling in two courses required at the same time, using the one book that we provided.  We have additional discounted packages that include the live ethics requirement as well.

I completed my exam from the book I received, but how do I submit the answers?

Click here for information on submitting your exam answers.

Why does the school charge credit-reporting fees in addition to course tuition?

The Illinois Department of Insurance requires a mandatory reporting fee for all insurance continuing education courses. The fee is currently $1.00 per credit hour.

We require insurance producers to pay this department-mandated fee upon course enrollment. State fees are subject to change without notice. In the event of a fee increase, we will contact you upon course completion to collect the required payment.

We encourage students to complete courses promptly to avoid fee increases.

I think I need xx credit hours of education to renew my license; can you check this for me?

Yes. Upon request, we will check to see if you have any credit hours on file with the state. We will then make sure you enroll for the correct number of courses to satisfy your requirement.  In order for us to do so, we will need your full name, NPN and the last 4 digits of your social security number.

When you renew your license, the state will take out 24 credit hours at the time of renewal, additional credit hours will "roll over" to your next license renewal period.

Note that the state will only allow you to roll over up to 12 credit hours. You lose any additional credit hours that are on file when you renew your license. Hours rolled over to the next license renewal period will count toward the general credit requirement. Ethics credit must be earned during each two-year renewal period.

Do you offer courses that are appropriate for my license type? (e.g. Life, Property, Accident/Health)

The continuing education rules for Illinois insurance producers allow licensees to take courses on any topic approved by the Illinois Department of Insurance. It does not matter whether you are licensed specifically as a producer of Life, Property, Accident/Health, Casualty or Fire and Motor Vehicle insurance. You may take any of our insurance continuing education courses to earn your continuing education credit.

Note that a licensee is not allowed to repeat the same course within a two-year renewal period. Our records will indicate which of our courses you have taken.

If I complete my course by the close of business today, will the course completion be reported in time for my renewal tomorrow?

No. Although we will promptly report your course completion(s), we are required to submit this data to the state's data processing vendor, State Based Systems. Once they receive the records from our school, they must transfer those records to the National Association of Insurance Commissioners (NAIC), who accepts your license renewal application. The Department of Insurance recommends that you allow 30 days for State Based Systems to process and transfer your continuing education records to the NAIC.

Note that the Department of Insurance requires all licensees to pay a late renewal fee if the NAIC does not receive an on-time renewal application... even if continuing education was completed on time.

Can I fax you a copy of my quiz with a copy of my check that I am putting in the mail today?

No. If you pay by check, we cannot process your enrollment and answer sheet until your check arrives at the school. You can complete by fax if you pay with a credit/debit card or have prepaid.

What if I don't pass the exam that's included with my course?

Courses include an open-book exam. The state requires you to score 70% or higher to pass. Most people pass the exam without difficulty. If you do fail the exam, you will be permitted one additional attempt to pass an alternate exam (at no additional charge).

Will the school report my credit to the DOI upon successful completion of my course(s)?

Yes. We report to the Department of Insurance daily, Monday through Friday.  Upon completion of our course(s), you will also receive a certificate of completion for your records.

Although we promptly submit this data, we strongly recommend you to complete all your education at least 10 days prior to your renewal deadline to avoid your license expiring and having to pay any late fees to reinstate it.

I have one of your books from last year that I didn't use. Can I still use it?

Possibly. We do not always renew an older course with the Department of Insurance. If you have had one of our books for a while, check our program catalog or contact us to be certain it is still available for credit.

What if someone else in my office wants to use the same book?

That is fine. You can pass the book along. Our special combination book has an additional enrollment form and answer sheet on the back cover that they may use. If you prefer, you may also photocopy the in-book answer sheet or the back cover.

Just make sure the book you are using is still being offered by our school.  You can check our program catalog or contact us to confirm.

What is the school's refund policy?

School policies, including our refund policy, can be viewed here.

IL Insurance Continuing Education - Ethics Training

Do I need to take Ethics training as part of my continuing education requirement?

Yes. All Illinois insurance producers must complete 3 hours of ethics training during each license renewal period.

Where are classes held?

We offer classes in a variety of locations throughout the Chicago area. Weekday and Saturday classes are available. Click here to view our full schedule of upcoming classes and webinars.

Can I attend an ethics course via webinar?

Yes, the Illinois Department of Insurance allows insurance producers to earn ethics continuing education credit by attending live webinars or in-person classes.

What type of technology do I need to attend an Insurance Ethics webinar?

You may log in on a desktop, laptop, tablet or mobile device.  You must have a stable, high-speed Internet connection and a modern web browser. Google Chrome is the preferred browser.  

If you are using a computer or laptop, you must have a built-in or external speaker system.

To run a diagnostic test to ensure your computer and network connections are compatible with the webinar platform, Adobe Connect, click here.

If you are planning to log in on a mobile device, be sure to install the Adobe Connect mobile application on your device before the event.  (Note: Do not open the application to join the event.  Once downloaded, log in at our website to join).

Can I complete ethics training via self-study?

No. The law requires that the training be completed in a live classroom setting or by live webinar.

IL Insurance Continuing Education - LTC Training

Are some Illinois insurance producers required to complete long term care (LTC) training?

Yes, a special training and continuing education requirement affects all resident producers who sell or solicit any type of long-term care insurance. Our Long Term Care (Partnership) course is approved by the Illinois Department of Insurance to satisfy the initial LTC continuing education requirement.

Click to learn more about our state-approved course.

Are producers required to complete long term care training during each two-year renewal period?

Yes. Producers are required to complete at least 4 hours of additional training during each subsequent license period. Click to learn more about our state-approved course that satisfies this requirement.

May I repeat the 8-hour LTC training course to satisfy the 4-hour LTC continuing education requirement?

Yes. An 8-hour LTC training course can be used to satisfy the 4-hour CE requirement. As with all other CE courses, the licensee may not repeat the course within the same license renewal period.

If I complete the 8-hour LTC training course and then fail to complete the 4-hour LTC continuing education requirement by the deadline, what must I do to "reinstate" my LTC status?

Producers who miss their 4-hour LTC deadline can have their status reinstated by completing the 4-hour training within one year after their deadline. If they miss this one-year window, producers who want their LTC status reinstated must complete an 8-hour training program again.

Real Estate Institute offers insurance education approved by the Illinois Department of Insurance.
Approved provider #102877.