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Free Practice Tests

NMLS/SAFE Practice Tests



Get Licensed As a Loan Officer!

Whether you’re new to the mortgage industry or an experienced professional returning to the business, you’ll find our courses timely, helpful, and interesting! All classes are led by active lending professionals and expert instructors who know the industry inside and out. We understand what you need to be successful at exam time and flourish in the business long-term. 

NMLS-Approved 20-Hour Pre-License Education -
Approved for All States.

  • 3 Days
  • Attend In Person
  • Real-Time Participation
  • Chicago Area Locations
  • Interact with Your Peers
  • Expert Instruction
  • 3 Days
  • Live Broadcast
  • Real-Time Participation
  • Webcam Required
  • Just Like Class, But More Flexible
  • Expert Instruction
  • 6 Consecutive Days
  • Online College Course Format
  • Work On Your Preferred Times
  • Complete Daily Assignments
  • Attend From Anywhere
  • Expert Instruction

* Plus Mandatory Regulatory Fee.

Select a discount package with SAFE test prep and SAVE!

Key Resources for Aspiring Mortgage Professionals

Considering a career as a Mortgage Loan Originator? From licensing to daily practices, gain insights to inform your career decisions and path to joining the mortgage industry.

How do I get licensed as an MLO?

Gain insights on MLO pre-licensing education, the SAFE MLO Test, and NMLS procedures. Overcome hurdles to launch your mortgage career.

Read More


Insider Insights: A Day in the Life of a MLO

Delve into the daily life of an MLO, understanding their crucial role in guiding clients, managing intricate loan processes, and navigating the ever-changing mortgage landscape for career success.

Read More


Becoming an MLO: Steps to Kickstart Your Career

Discover the roadmap to a successful career in mortgage lending, from obtaining your license and finding employment to building a client base and adhering to ethical practices.

Read More


Looking for more Mortgage Loan Originator career resources?

  • Passing the National SAFE exam - Tips and Tricks
  • When Something Isn't Right: Common Ethical Challenges Faced by MLOs
  • Should I Become a Mortgage Loan Originator?
  • Building a Thriving MLO Career: Networking and Marketing Tips
  • and more!


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Read What Our Students Are Saying


Is Real Estate Institute an NMLS-approved provider?

Yes. The Real Estate Institute is an NMLS-approved course provider, #1400102. We offer NMLS-approved pre-license and continuing education programs, and we also provide a SAFE test preparation course to prepare loan originators for the mandatory national exam.

After becoming registered with the NMLS, what steps are required to become licensed in an individual state?

Each State's mortgage licensing law dictates requirements for individual state licensure. However, specific requirements exist for all states, and the licensing process will be standardized and facilitated through the NMLS.

Requirements include:

  • Pre-License Education
  • National Examination
  • Background Checks

Please check the NMLS website for updated information about individual state requirements.

How do I obtain an NMLS Individual ID?

You can find detailed instructions on the NMLS Website.

Does the 20-hour pre-license course help prepare me for the mandatory SAFE examination?

Our pre-license courses cover most topics listed on the NMLS test content outline for the National Component exam.

However, pre-license education is intended to provide originators with a knowledge base to work in the mortgage industry. The NMLS does not approve "test preparation" courses for pre-license education. We recommend that our students study for the SAFE exam using our Prep-to-Pass program after completing their pre-license education.

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