PREP-to-PASS Includes:
Comprehensive Study Guide
with instant score reporting & results-driven study recommendations.
Online Practice Tests
covering all content areas of the NMLS exam.
Get the Edge You Need with PREP-to-PASS
Make no mistake, it is a tough exam. You really need to prepare for the SAFE National Test. PREP-to-PASS is a proven self-study program created by mortgage and regulatory experts.
Frequent Updates:
Content is regularly revised to keep pace with regulatory changes and NMLS guidelines.
Proven Practice:
Receive instant score reporting and personalized study recommendations based on your performance with our online practice tests. Thousands of MLOs have passed their licensing exams with this program.
Immediate Access:
Get started right away. You'll have online access to the study guide upon enrollment. Study anywhere, anytime on any device. You'll also receive a printed copy at no extra charge for your convenience.
NMLS Licensing Requirements
State-licensed mortgage loan originators are subject to the education and testing requirements of the SAFE Act. The Act requires all MLOs seeking state-licensure to pass the NMLS-developed SAFE Mortgage Loan Originator Test with a score of 75% or better.
In addition to passing the SAFE test, all state-licensed loan originators must also satisfy a minimum 20-hour NMLS-Approved Pre-license Education requirement to become licensed under the Nationwide Mortgage Licensing System. Save money with our discount package program that includes pre-license education and test preparation.