Skip to main content
SAFE Mortgage Loan Originator Test Prep
  • Test Preparation
SAFE National Test PREP-to-PASS

Boost Your Confidence. Boost Your Score.

Are you planning to become a licensed Mortgage Loan Originator?  If so, you must pass the SAFE National Test. Get the skills you need to pass the test the FIRST TIME.

PREP-to-PASS, created by mortgage and regulatory experts, covers essential exam concepts. This proven program has helped thousands of loan originators pass their licensing exams. Online practice tests are included at no extra charge.

SAFE Test Prep Image

PREP-to-PASS Includes:

Blue Square Bullet Point

Comprehensive Study Guide

with instant score reporting & results-driven study recommendations.

Blue Square Bullet Point

Online Practice Tests

covering all content areas of the NMLS exam.

Get the Edge You Need with PREP-to-PASS

Make no mistake, it is a tough exam. You really need to prepare for the SAFE National Test. PREP-to-PASS is a proven self-study program created by mortgage and regulatory experts.

Frequent Updates:
Content is regularly revised to keep pace with regulatory changes and NMLS guidelines. (NEW REVISION FOR 2020!)

Proven Practice:
Receive instant score reporting and personalized study recommendations based on your performance with our online practice tests. Thousands of MLOs have passed their licensing exams with this program.

Immediate Access:
Get started right away. You'll have online access to the study guide upon enrollment. Study anywhere, anytime on any device. You'll also receive a printed copy at no extra charge for your convenience. 


NMLS Licensing Requirements 

State-licensed mortgage loan originators are subject to the education and testing requirements of the SAFE Act. The Act requires all MLOs seeking state-licensure to pass the NMLS-developed SAFE Mortgage Loan Originator Test with a score of 75% or better.

In addition to passing the SAFE test, all state-licensed loan originators must also satisfy a minimum 20-hour NMLS-Approved Pre-license Education requirement to become licensed under the Nationwide Mortgage Licensing System. Save money with our discount package program that includes pre-license education and test preparation.

  Program Catalog

Here's what our students are saying...

Real Estate Institute is an NMLS-Approved Course Provider, #1400102.


  1. Upon enrollment, you will be provided with a username and password so that you may immediately access the online study guide and practice tests.
  2. A printed copy of the study guide will be shipped within one business day of enrollment at no additional charge.
  3. Real Estate Institute offers programs specifically designed for loan originators to satisfy NMLS education and testing requirements. Click here for more information about mortgage licensing.
Exception occured while executing the controller. Check error logs for details.
Free Practice Tests

NMLS/SAFE Practice Tests