Comprehensive Study Guide
with instant score reporting & results-driven study recommendations.
Online Practice Tests
covering all of the topics on the NMLS content outlines.
Get the Edge You Need with PREP-to-PASS
Make no mistake, it is a tough exam. You really need to prepare for the SAFE National Test. PREP-to-PASS is a proven self-study program created by mortgage and regulatory experts.
Content is regularly revised to keep pace with regulatory changes and NMLS guidelines.
Receive instant score reporting and personalized study recommendations based on your performance with our online practice tests. Thousands of MLOs have passed their licensing exams with this program.
Get started right away. You'll have online access to the study guide upon enrollment. You'll also receive a printed copy for your convenience. Study anywhere, anytime.
NMLS Licensing Requirements
State-licensed mortgage loan originators are subject to the education and testing requirements of the SAFE Act. The Act requires all MLOs seeking state-licensure to pass the NMLS-developed SAFE Mortgage Loan Originator Test with a score of 75% or better.
In addition to passing the SAFE test, all state-licensed loan originators must also satisfy a minimum 20-hour NMLS-Approved Pre-license Education requirement to become licensed under the Nationwide Mortgage Licensing System. Save money with our discount package program that includes pre-license education and test preparation.
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Real Estate Institute is an NMLS-Approved Course Provider, #1400102.